And this would only make the insurance that much more expensive to everyone.

I mean thats the point, you are paying for reducing risk. If there is enough competition between insurers the average profit they make should be quite low.

Well because if you crash right after making the insurance there won’t be enough in your “savings”.

Because debates in the US are often set up to be a fight with a winner and loser. Real debates are about learning and instigating truth. Those debates are effective.

But you’re not immediately shipped out of the country. How it really works isn’t much better, but it’s important to be clear about how they do this. They get taken to temporary jails which have horrible conditions and they they have legal right to appear in court. But because these courts take a long time and the jail is inhumane, many people “choose” to accept the demand of leaving the country.

What is a VM?

Does DNS and having a privacy focused browser work?

If we want that, we’d just pay for it right?

Any politician who has been “regulatorily captured”. https://en.wikipedia.org/wiki/Rent-seeking

Joseph Stiglitz have made a convincing argument that inequality can entirely be explained by rents. That without rents (coming from monopoly power, companies influencing politics, private ownership of land) we will not see rising inequality. Which suggests that we can prevent excessive inequality with anti trust laws, land value taxes, and heavier protections against political regulatory capture.

Rent-seeking politicians exist in any political system. The problem are in the rules of the game.

Its not just the demand, its also monopoly or duopoly of suppliers. These suppliers prevented competition by making sure they are the only ones allowed by students to use.

Yeah that doesn’t take away from how they shouldn’t be. The only reason they are expensive is because we are not responding to the rising demand because regulation prevents it causing speculation exacerbated by mortgage subsidies.

I live in a European capital, and house prices have outpaced wages a long time ago.

What makes you think people with degrees can afford a house by 30?

The only reason housing, an otherwise depreciating asset, can become an investment is through land scarcity (to be solved with land value taxes) and through housing scarcity (created with policy such as height restrictions, “green” belts, and difficult building permit processes)

To be able to create any art I have in my imagination in seconds exactly how I imagine. Videos, photos, sculptures, etc.

That fair

Not every job needs someone to cover. My work is about deadlines. As long as I meet them, I can work whenever and wherever I want aside from meetings and work events.

Can you prevent cheating without it?

Who would be against that? And why?