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Cake day: October 2nd, 2023

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  • They often are, yes. I’m not sure exactly what “in debt” means to OP. But, when I use it like this I generally mean “negative net worth” not “carrying a line of credit”.

    I currently have a balance on a CC, but I don’t consider myself in debt, because it’s smaller than my checking account balance, and that’s smaller than my investment account balance, and that’s smaller than my retirement account balance.

    I don’t own a home, but I also didn’t really consider myself “in debt” when I purchased my current car.


    Oddly enough I would say I am “in debt to” my CC company, because I do owe money to them and they do not owe money to me. The “to X” part of the phrase restricts my consideration to just two-party financial relationship, in my mind. When you leave off the “to X”, I consider all the financial relationship I have and (roughly) sum over them.





  • I’ve dealt with people that made it to adulthood not really understanding that if they have cash in their pocket, but more debt than that, they don’t really have money available to spend on frivolous things. Some of them are my friends.

    They will be “broke” 5 days of the week, but spend freely from when then cash their paycheck (or get that next payday loan!) until all they have is change.

    But, I’ve been lucky. I got a degree without taking on debt AND the worst CC hole I had to dig myself out of was not even to the limit of one card. I think most people have to ignore student or medical or other debt just to function…





  • Yeah, we not only have to reach net-0, which is a pipe dream with the current leadership / collective will, but we’ll need to figure out some method of carbon capture that can actually be net-negative AND deploy it on scales far beyond any sort of “carbon capture” that has been planned, whether their number were sane or just hype to get some of the “pork barrel spending”.

    I suggest making sure you have an “exit plan” for when it get worse than you’d like, which I expect to be in my lifetime. There are more violent, revolutionary, or both approaches, but I won’t mention them explicitly.

    Even if we replaced all energy production “magically” with solar/wind/tidal, we’ll still have to keep extracting oil to make plastic!


  • The the office holder is where the power resides and where the decision is made – they aren’t a figurehead after the swearing-in, no matter what their role was in the campaign.

    But, sure, depending on their background how “good” their head is, they certainly don’t have to previously have been a chief executive to make a good president.

    I’m mostly unaware of Jon Stewart’s roles other than being on-camera / eye-candy, except for possibly some non-scripted interview questions (with him on either side). But, from the entertainment world, I think a directing experience probably does exist in the same “space” as chief executive.