Looks as if Visa Debit has about the same and slightly less fees than Visa Credit Cards.

https://www.clearlypayments.com/blog/how-visa-debit-works-in-canada/

Looks like buying physical gift cards is the way to go…

I love this, but it seems we only have GOG.

And yes, Steam takes a hefty 30% profits per game. Plus credit cards with their ~2%.

But they’re much cheaper on fees than non-debit MasterCard and Visas?

How well are Visa Debit or Mastercard Debit as an alternative for paying online?