• BreakerSwitch@lemmy.world
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    4 days ago

    If the housing market crashes, unfortunately, it won’t be good for anyone good. Last time it crashed in 2008 it led to a historic high loss of, I want to say, 20%, which is a ton, but if you couldn’t afford a down payment before, that kind of drop won’t change that, plus, last time, lenders to individuals were reticent to lend because of the ensuing economic downturn. In the end, it just meant that private equity and other investors bought up a shitload more of the housing market and it became even more consolidated.